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Author: Denise Cardiff

Florida Homestead Exemption Could Increase to $250,000: Here’s What Homeowners Need to Know

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Florida lawmakers have approved a proposed constitutional amendment that could dramatically increase the state’s homestead exemption and also reduce assessment increases on non-homestead properties. On June 2, 2026, the Florida Legislature concluded a special session and voted to place the “Save Our Homes from Excessive Property Taxes” amendment on the November 3, 2026 ballot. The … Continued

Tasks for New Homeowners

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There’s not much excitement quite like that of purchasing your first home! Picking up those keys and signing on the dotted lines brings a whole new spectrum of challenges, and this is your opportunity to stay organized and plan for the future while you make the house your home. Here are eight great tips, whether … Continued

Buyer Purchasing Power Continues to Improve

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Do you know how much purchasing power you possess? During the last months, mortgage interest rates have reacted to favorable economic news and are now considerably lower than last October’s painfully high numbers. This adds up to additional purchasing power for you!! How? You can now afford MORE house for your money! For example, homebuyers … Continued

What The Recent Rate Cuts Mean For Homebuyers In Lakeland

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Every cloud, as they say, has a silver lining – even if that silver lining is a bit tarnished. One good thing to come out of the coronavirus pandemic for homebuyers and homeowners who want to refinance is the recent rate cuts. “The Federal Reserve has cut short-term interest rates by 1.5 percentage points in less … Continued

Adapting to Working From Home

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Well here we are. Thirty days into self isolation, social distancing, and working from home. Brick and mortar offices have closed up their doors and some employees are fortunate enough to be working from home. For some, this is a new experience. While others have worked from home for many years. I have always maintained … Continued